Review · Citi
Citi® Diamond Preferred® Credit Card
The Citi Diamond Preferred Credit Card is a no-annual-fee Mastercard offering long 0% introductory APR periods on purchases and balance transfers, with variable post-introductory APRs based on creditworthiness.
Current terms
The numbers
| Term | Value | Checked |
|---|---|---|
| Annual fee | $0 | Checked · at the bank |
| Intro APR | 0% for 12 months on purchases and 0% for 21 months on balance transfers completed within first 4 months of account opening | Checked · at the bank |
| Purchase APR | 16.49% - 27.24% | Checked · at the bank |
| Foreign transaction fee | 3% of the U.S. dollar amount of each purchase | Checked · at the bank |
Provenance
Rate history
Every check we have made on this product, oldest last. Nothing is overwritten, so you can see how the terms have moved.
| Checked | Term | Value | Source |
|---|---|---|---|
| August 29, 2026 | Annual fee | $0 | link |
| August 29, 2026 | Purchase APR | 16.49% - 27.24% | link |
| August 29, 2026 | Intro APR | 0% for 12 months on purchases and 0% for 21 months on balance transfers completed within first 4 months of account opening | link |
| August 29, 2026 | Foreign transaction fee | 3% of the U.S. dollar amount of each purchase | link |
| August 29, 2026 | Intro APR | 0% for 12 months on purchases and 0% for 21 months on balance transfers from date of account opening | link |