Updated 27 August 2026
The 30-year fixed is 6.68%
Down 0.04 points on the week. National average across all lenders.
Today’s rates
| Loan | Rate | Week | Month | Year | Monthly on $320,000 |
|---|---|---|---|---|---|
| 30-year fixed
Conforming · daily · 27 Aug |
6.678% | -0.04 | +0.03 | +0.13 | $2,060 30 yr |
| 15-year fixed
Conforming · daily · 27 Aug |
5.919% | -0.09 | -0.07 | +0.31 | $2,686 15 yr |
| 30-year FHA
FHA · daily · 27 Aug |
6.479% | 0.00 | +0.04 | +0.15 | $2,018 30 yr |
| 30-year VA
VA · daily · 27 Aug |
6.291% | -0.06 | +0.04 | +0.13 | $1,979 30 yr |
| 30-year jumbo
Jumbo · daily · 27 Aug |
6.617% | -0.13 | -0.09 | -0.04 | $2,047 30 yr |
| 30-year fixed (PMMS)
Freddie Mac · weekly · 27 Aug |
6.660% | +0.01 | +0.08 | +0.08 | $2,056 30 yr |
| 15-year fixed (PMMS)
Freddie Mac · weekly · 27 Aug |
5.980% | +0.03 | +0.02 | +0.29 | $2,697 15 yr |
Daily figures are the Optimal Blue Mortgage Market Indices; the PMMS rows are Freddie Mac’s weekly survey, published Thursdays. Both are national averages of actual locked loans — they are not an offer, and what you are quoted depends on your credit, your deposit and the day you lock. Monthly figures are principal and interest only: property tax, insurance and any mortgage insurance sit on top. Source: Federal Reserve Bank of St. Louis (FRED).
What it costs you
How we got that: $320,000 over 30 years at 6.68%, the 30-year fixed average on 27 August. Tax, insurance and any mortgage insurance are extra — budget roughly another 1–2% of the house price a year for those. Over the full term you would pay $421,679 in interest.