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Review · Citi

Citi Simplicity® Credit Card

The Citi Simplicity Credit Card is a Mastercard with no annual fee, no late fees, and no penalty rate, offering a 0% introductory APR on purchases and balance transfers for 18 months.

Apply on Citi's site

Current terms

The numbers

TermValueVerified
Annual fee $0 Verified · source
Intro APR 0% for 18 months on purchases and balance transfers from date of account opening Verified · source
Purchase APR 17.49% - 28.24% Verified · source
Foreign transaction fee 3% of the U.S. dollar amount of each purchase Verified · source