Review · Discover
Discover it Chrome
The Discover it Chrome is a no-annual-fee cash back credit card that earns 2% back at gas stations and restaurants up to a quarterly cap and unlimited 1% on other purchases, with a first-year cashback match.
Current terms
The numbers
| Term | Value | Checked |
|---|---|---|
| Annual fee | $0 | Checked · at the bank |
| Intro APR | 0% intro APR for 15 months on purchases and balance transfers | Checked · at the bank |
| Purchase APR | 17.49% to 26.49% variable APR | Checked · at the bank |
| Cash back | 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically; unlimited 1% cash back on all other purchases | Checked · at the bank |
| Sign-up bonus | Unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically | Checked · at the bank |
Provenance
Rate history
Every check we have made on this product, oldest last. Nothing is overwritten, so you can see how the terms have moved.
| Checked | Term | Value | Source |
|---|---|---|---|
| August 29, 2026 | Annual fee | $0 | link |
| August 29, 2026 | Purchase APR | 17.49% to 26.49% variable APR | link |
| August 29, 2026 | Intro APR | 0% intro APR for 15 months on purchases and balance transfers | link |
| August 29, 2026 | Cash back | 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically; unlimited 1% cash back on all other purchases | link |
| August 29, 2026 | Sign-up bonus | Unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically | link |
| August 29, 2026 | Purchase APR | 17.49% to 26.49% variable | link |
| August 29, 2026 | Sign-up bonus | Unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year | link |
| August 29, 2026 | Cash back | Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all ot | link |
| August 29, 2026 | Cash back | 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other p | link |