Review · Discover
Discover it Student Cash Back
The Discover it Student Cash Back is a student credit card with no annual fee that offers 5% rotating quarterly cash back categories and 1% on other purchases, with a Cashback Match for the first year.
Current terms
The numbers
| Term | Value | Checked |
|---|---|---|
| Annual fee | No annual fee | Checked · at the bank |
| Intro APR | 0% intro APR for 6 months on purchases | Checked · at the bank |
| Purchase APR | 16.49% to 25.49% variable APR | Checked · at the bank |
| Cash back | 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maxim | Checked · at the bank |
| Sign-up bonus | $100 statement credit when you spend $300 in the first 3 months | Checked · at the bank |
Provenance
Rate history
Every check we have made on this product, oldest last. Nothing is overwritten, so you can see how the terms have moved.
| Checked | Term | Value | Source |
|---|---|---|---|
| August 29, 2026 | Annual fee | No annual fee | link |
| August 29, 2026 | Purchase APR | 16.49% to 25.49% variable APR | link |
| August 29, 2026 | Intro APR | 0% intro APR for 6 months on purchases | link |
| August 29, 2026 | Cash back | 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maxim | link |
| August 29, 2026 | Sign-up bonus | $100 statement credit when you spend $300 in the first 3 months | link |
| August 29, 2026 | Purchase APR | 16.49% to 25.49% variable APR after that | link |
| August 29, 2026 | Cash back | Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly | link |
| August 29, 2026 | Sign-up bonus | Earn a $100 statement credit when you spend $300 in the first 3 months. Plus, get an unlimited dollar-for-dollar match of all the cash back you earn at the end | link |
| August 29, 2026 | Annual fee | $0 | link |
| August 29, 2026 | Sign-up bonus | Earn a $100 statement credit when you spend $300 in the first 3 months | link |
| August 29, 2026 | Sign-up bonus | Earn a $100 statement credit when you spend $300 in the first 3 months. | link |