Review · Discover
Discover it Student Chrome
A student credit card with no annual fee that offers 2% cash back at gas stations and restaurants on up to $1,000 per quarter, 1% on other purchases, and an introductory 0% APR on purchases for six months.
Current terms
The numbers
| Term | Value | Checked |
|---|---|---|
| Annual fee | $0 | Checked · at the bank |
| Intro APR | 0% intro APR for 6 months on purchases | Checked · at the bank |
| Purchase APR | 16.49% to 25.49% variable APR | Checked · at the bank |
| Cash back | 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other p | Checked · at the bank |
| Sign-up bonus | Unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically | Checked · at the bank |
Provenance
Rate history
Every check we have made on this product, oldest last. Nothing is overwritten, so you can see how the terms have moved.
| Checked | Term | Value | Source |
|---|---|---|---|
| August 29, 2026 | Annual fee | $0 | link |
| August 29, 2026 | Purchase APR | 16.49% to 25.49% variable APR | link |
| August 29, 2026 | Intro APR | 0% intro APR for 6 months on purchases | link |
| August 29, 2026 | Cash back | 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other p | link |
| August 29, 2026 | Sign-up bonus | Unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically | link |
| August 29, 2026 | Purchase APR | 16.49% to 25.49% variable | link |