Dublin in January or February is all about ducking into a warm pub while rain hits the cobblestones. You get the best live trad music sessions, historic spots like The Brazen Head without the summer crush, and noticeably cheaper places to stay.
If you want to spread out the roughly $2200 cost of the trip instead of paying it all at once, you can map out your payments. Here is how to handle the logistics and the math.
That 0% intro APR is a deadline, not free money. If you still have a balance left when the 15 months are up, interest kicks in on what is left.