Review · Discover
Discover it® Cash Back
The Discover it Cash Back credit card features rotating 5% cash back categories each quarter upon activation, standard 1% rewards on other purchases, and a first-year dollar-for-dollar cash back match.
Current terms
The numbers
| Term | Value | Verified |
|---|---|---|
| Annual fee | $0 | Verified · source |
| Intro APR | 0% intro APR for 15 months on purchases and balance transfers | Verified · source |
| Purchase APR | 17.49% to 26.49% variable APR | Verified · source |
| Cash back | Earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all | Verified · source |
Provenance
Rate history
Every check we have made on this product, oldest last. Nothing is overwritten, so you can see how the terms have moved.
| Checked | Term | Value | Source |
|---|---|---|---|
| August 29, 2026 | Annual fee | $0 | link |
| August 29, 2026 | Purchase APR | 17.49% to 26.49% variable APR | link |
| August 29, 2026 | Intro APR | 0% intro APR for 15 months on purchases and balance transfers | link |
| August 29, 2026 | Cash back | Earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all | link |
| August 29, 2026 | Annual fee | No annual fee | link |