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How to Book a Trip to Edinburgh

How to · Travel

How to Book a Trip to Edinburgh

Visit Scotland's capital in October for crisp weather and pub fires while spreading the cost over 18 months.

VoAtlas editorial Updated · 3 min read
Typical cost $2,200 before anything else
Across the 0% window $122.22/mo 18 months, no interest

How we got that: $2,200 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Edinburgh in October is moody in the best way. The crowds from the summer festivals are gone, the leaves are turning on Princes Street, and the pubs on the Royal Mile are actually cozy rather than packed. It is the right time for history and a good pint of ale.

A trip like this usually runs about $2,200. We can look at how to break that into smaller pieces instead of paying it all at once before you even get to the airport.

This plan works as long as you pay off the full balance within that 18-month window. If you still owe money when the clock runs out, the standard interest rate kicks in on whatever is left.

The steps

  1. 01

    Aim for October

    Flights to Scotland drop in price once the summer peak ends. You get the same historic views for less money and shorter lines at the castle.

  2. 02

    Stay near the Grassmarket

    You want to be within walking distance of the Old Town pubs. Look for a guesthouse or a small hotel that includes breakfast to save on morning meals.

  3. 03

    Use the intro period

    The Citi Simplicity® Credit Card (Citi) gives you 0% for 18 months on purchases and balance transfers from date of account opening. If you spend $2,200 on the trip, you pay $122.22 a month to clear it before the interest starts.

  4. 04

    Pack for four seasons

    Scottish weather changes every twenty minutes. Bring a solid waterproof shell and layers so you don't end up buying an overpriced tourist sweater just to stay dry.

  5. 05

    Book your distillery tours

    The popular spots near the city fill up fast even in the off-season. Secure your spot a few weeks early to make sure you get into the tasting rooms you actually want to see.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is Edinburgh expensive in the fall?

It is cheaper than August during the Fringe Festival. You will find better rates on hotels and more space in the pubs, though food and drink prices stay fairly consistent.

Do I need a car in Edinburgh?

Not at all. The city is very walkable and the bus system is excellent. Save your money for scotch and museum entries instead of a rental and parking fees.

What happens if I miss a payment?

This specific card does not charge late fees, but you should still pay on time. Missing payments can hurt your credit score even if the bank is being lenient about the fee.

Can I use this card for the flight?

Yes, any purchase made during the initial window qualifies for the 0% rate. Just make sure your credit limit covers the total cost of the trip before you book.