France in the spring or fall is a different world. The summer crowds are gone, the lines at the Louvre are manageable, and the weather is perfect for walking along the Seine with a warm baguette. It is the best time to experience the country like a local, but you still need a plan to cover the typical $4,500 budget without draining your savings all at once.
We can make this happen by spreading the cost over time. By using the right card, you can book your flights and lodging now and pay them off slowly without paying extra in interest.
The 18-month window is a hard deadline, not a pass to ignore the bill. If you still have a balance when those 18 months are up, the regular interest rate kicks in on whatever is left, which will quickly make your French vacation much more expensive.