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How to Book a Trip to London and Edinburgh

How to · Travel

How to Book a Trip to London and Edinburgh

Here is how to visit London and Edinburgh for $3,900 and split the cost into monthly payments without paying interest.

VoAtlas editorial Updated · 3 min read
Typical cost $3,900 before anything else
Across the 0% window $216.67/mo 18 months, no interest

How we got that: $3,900 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

London and Edinburgh make a great pair, especially in November or early spring. You get cozy pubs, fewer crowds at the museums, and crisp weather that makes walking between sights actually pleasant. A typical trip for two from the US runs about $3,900 for flights, hotels, and train tickets between the cities.

Instead of dropping nearly four grand all at once, you can break the total into steady monthly payments. With the right card strategy, you give yourself time to pay off the balance without interest eating into your budget.

Keep in mind that an intro window is a fixed deadline, not free money. If you still have a balance on your card when those 18 months end, standard interest rates will apply to whatever is left.

The steps

  1. 01

    Pick your window

    Target November or March to catch lower airfares and smaller crowds. London is lively late in the year, while Edinburgh in early spring gives you clear days for walking up Arthur's Seat. Book flights at least three months out for the best prices.

  2. 02

    Lock in the train

    Skip short flights between England and Scotland. The train takes you straight from London King's Cross to Edinburgh Waverley in about four hours. Booking tickets 12 weeks ahead gets you the lowest fares and better seat options.

  3. 03

    Choose neighborhood bases

    Stay near main transit hubs to save time and cab fares. Look around Bloomsbury or Paddington in London, and the West End or Old Town in Edinburgh. Boutique hotels or apartment rentals often beat big chain prices in both cities.

  4. 04

    Use 0% intro interest

    Put your $3,900 in travel bookings on the Citi Simplicity® Credit Card. It offers 0% for 18 months on purchases and balance transfers from date of account opening. That breaks down to $216.67 per month to clear the balance before the promo ends.

  5. 05

    Set up automatic payments

    Divide your total trip cost by 18 and schedule a recurring transfer right after payday. This keeps your repayment on track automatically while you travel. You will pay off the entire balance before standard interest rates kick in.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

When is the cheapest time to visit London and Edinburgh?

November and early spring generally bring lower airfares and hotel rates compared to summer. You avoid peak tourist crowds while still getting full access to major sights and train routes.

How much does the train between London and Edinburgh cost?

Advance single tickets on the train can cost under $50 per person if you book a few months early. Prices jump significantly if you wait to buy at the station on the day you travel.

Is 18 months enough time to pay off a $3,900 trip?

Paying $216.67 every month clears the full balance right at the 18-month mark. Setting up automated payments ensures you do not miss a month or incur late fees.

Do I need a visa to travel from the US to the UK?

US passport holders do not need a visa for short tourist visits to the UK. Always double-check entry rules for any updated travel authorization requirements before you fly.