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How to Book a Trip to Montreal

How to · Travel

How to Book a Trip to Montreal

See the best of Montreal in the spring by pacing your payments so you can enjoy the croissants without the stress.

Typical cost $1,600 before anything else
Across the 0% window $88.89/mo 18 months, no interest

How we got that: $1,600 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Late spring is the sweet spot for Montreal. You avoid the heavy summer tourist crush and the peak hotel rates, plus the weather is perfect for walking through Old Montreal to find the best boulangeries. It is a city that feels like Europe without the long-haul flight.

If you want to spread the $1600 cost of the trip across your budget, the Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you pay for the trip in smaller chunks while you count down the days to your first pastry.

Remember that the 0% offer is a temporary window, not a free pass. If you have a balance left over when the 18 months are up, you will start paying interest on whatever remains.

The steps

  1. 01

    Set your dates

    Aim for late May or early June. The city is blooming, the patios are open, and prices are lower than the mid-summer peak.

  2. 02

    Book your travel

    Lock in your flights and lodging now. Use the 18-month window on your card to cover the $1600 total cost.

  3. 03

    Automate your payments

    Divide the total by 18 to get a monthly payment of $88.89. Set up an automatic payment so you never miss a month.

  4. 04

    Map your bakery route

    Research the top spots in Plateau and Old Montreal before you go. Don't waste your appetite on mediocre bread.

  5. 05

    Check your passport

    Make sure your documents are valid for your travel dates. Canada has specific requirements, so check the government site early.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is Montreal expensive for a weekend?

It depends on where you stay and eat. Expect to spend around $1600 for a solid trip, but you can save by sticking to local bakeries and walking instead of using cabs.

Do I need to speak French?

Most people in tourist areas speak English, but a polite 'bonjour' goes a long way. Locals appreciate it when you try.

What happens if I miss a payment?

Missing a payment can end your 0% rate early and lead to late fees. Keep your due date in your calendar or set up autopay.

Is spring actually better than winter?

Winter in Montreal is beautiful but brutal. Spring is much more pleasant for exploring the architecture on foot.