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How to Buy a Smart Video Doorbell

How to · Tech

How to Buy a Smart Video Doorbell

Upgrade your home security once and pay for the device over time without interest.

VoAtlas editorial Updated · 3 min read
Typical cost $250 before anything else
Across the 0% window $13.89/mo 18 months, no interest

How we got that: $250 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A high-quality doorbell camera should last you five years or more if you pick the right hardware. Avoid the bargain-bin brands that stop getting security updates after a year, as those end up costing you more in replacements.

Wait for the major holiday sales to buy, as that is when the top-tier manufacturers drop prices to clear inventory. If you do not need the latest bells and whistles, last year’s flagship model is often functionally identical and much cheaper during these sales.

That 18-month window is a deadline, not free money. If you have any balance left after the time is up, you will be hit with the standard interest rate, so set up an auto-pay to finish the balance on time.

The steps

  1. 01

    Set your budget

    Expect to spend about $250 for a reliable doorbell, a reliable chime, and a solid mounting kit. Don't fall for subscription traps; look for a model that allows local storage so you aren't paying a monthly fee just to see your own footage.

  2. 02

    Watch the sales

    Track prices leading up to big holidays. Major retailers often lower prices on tech during these windows. If the price isn't at your target, keep waiting.

  3. 03

    Check the tech specs

    Ensure the device works with your existing wiring and Wi-Fi signal at the door. If your signal is weak, you might need an extender, which adds to the total cost.

  4. 04

    Use your card window

    If you use the Citi Simplicity® Credit Card, you get 0% for 18 months on purchases and balance transfers from date of account opening. This lets you spread the $250 cost over 18 months at $13.89 per month.

  5. 05

    Install and test

    Once the doorbell arrives, test the motion zones and camera angle before you permanently mount it. Keep the original receipt and packaging in case of early hardware failure.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Do I need a professional to install this?

Most smart doorbells are designed for DIY installation. If you have an existing wired doorbell, it takes about 30 minutes with a screwdriver.

What happens if I don't pay the full balance in 18 months?

The card issuer will start charging interest on whatever remains of the $250 balance. You want to pay it off completely before that window closes.

Is the camera resolution worth the extra cost?

Yes. Higher resolution makes it easier to identify faces or packages left on your porch. Aim for at least 1080p or 2K video quality.

Should I pay for a cloud storage subscription?

That depends on your preference for convenience versus cost. Many users prefer local storage to avoid monthly bills, but cloud plans are easier if you aren't tech-savvy.