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How to Buy a Smart Video Doorbell

How to · Tech

How to Buy a Smart Video Doorbell

Avoid monthly subscription traps and use a 0% interest window to spread out the cost of a high-quality security device.

VoAtlas editorial Updated · 3 min read
Typical cost $220 before anything else
Across the 0% window $12.22/mo 18 months, no interest

How we got that: $220 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A solid video doorbell saves you from monthly cloud storage fees by keeping recordings local on a built-in drive or memory card. Aim for a device built to last at least five years so you aren't stuck replacing it every season.

Tech companies refresh these models constantly, which is great for you. Keep an eye out for last year's top-rated version during major sales events like Black Friday or Prime Day; you get the same performance for significantly less money.

Remember that the 18-month window is a hard deadline. If you have a balance left over when the time is up, the bank will start charging interest on the remaining amount at their standard rate.

The steps

  1. 01

    Compare local storage options

    Look for a doorbell that allows you to store clips on an internal SD card instead of a cloud server. This is the only way to avoid those recurring monthly subscription fees. Check if the device has a battery or if you need to hardwire it to your existing doorbell chime.

  2. 02

    Track the price history

    Use a price tracking site to see if the current price is actually a deal. Retailers often hike prices before a sale to make the discount look bigger. Wait for the price to hit the typical $220 mark or lower during a major sales event.

  3. 03

    Set up your payment plan

    Use the Citi Simplicity® Credit Card to cover the $220 cost. You get 0% for 18 months on purchases and balance transfers from date of account opening. This lets you pay about $12.22 per month without paying a cent in interest.

  4. 04

    Automate your monthly payments

    Divide your total cost by your 18-month window to get your monthly payment amount. Set up an automatic payment in your bank app so you never miss a due date. Treating this like a fixed bill keeps your budget predictable.

  5. 05

    Check for installation needs

    If you aren't handy with wiring, factor in the cost of a basic toolkit or a mounting bracket. Some doorbells require a specific angle kit to see your porch clearly. Don't add these extras to your credit balance if you can avoid it.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Why avoid monthly fees?

Monthly fees are small but add up to hundreds of dollars over the life of the product. Buying a device with local storage means you pay once and own your data forever.

Is older tech worse?

Not really. Doorbell hardware has plateaued, so last year's flagship model is usually just as fast as this year's version. You are mostly paying for the newest marketing cycle.

What happens if I miss a payment?

Missing a payment can end your 0% interest offer early and lead to late fees. Set your auto-pay for a few days before the due date to give yourself a cushion.

Does the doorbell need a subscription to work?

Some brands lock features like person detection behind a paywall even if you have local storage. Check the spec sheet to ensure all key features work without a monthly plan.