An electronic drum set is an investment in noise control and daily practice, so you want a kit that lasts five to ten years rather than a flimsy model you outgrow in six months. Buying mesh heads and sturdy hardware upfront means you pay once and stay happy with your setup.
January is prime time for deals because major music stores mark down last year's flagship gear after winter trade shows announce new models. Snagging older stock during holiday weekend promotions usually gets you higher-end features for about $1100 instead of full price.
A 0% intro APR gives you a strict timeline, not free money. If you carry any balance past the 15 months, standard interest rates apply to whatever amount is left.