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How to Book a Foodie Trip to Montreal

How to · Travel

How to Book a Foodie Trip to Montreal

Montreal is a dream for food lovers, especially when the fall colors hit the city in October.

Typical cost $1,200 before anything else
Across the 0% window $80.00/mo 15 months, no interest

How we got that: $1,200 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Montreal is all about the mix of old-world charm and top-tier dining. You can spend your mornings hunting for the perfect bagel and your nights at a high-end bistro in Old Port. Going in early October means you get the best of the foliage without the worst of the winter chill.

A trip like this usually runs about $1200 once you factor in flights, hotels, and all those meals. If you want to spread that cost out, you can use the Discover it® Cash Back card to manage the cash flow.

The 0% intro APR is a tool, not a free pass. If you still have a balance after the 15-month intro window ends, the standard interest rate will start applying to whatever you owe.

The steps

  1. 01

    Lock in your dates

    Aim for the second or third weekend of October for peak colors. Book your travel at least a month ahead to keep prices from spiking. Check the hotel calendar before you commit to flights.

  2. 02

    Use the intro period

    The Discover it® Cash Back card offers 0% intro APR for 15 months on purchases and balance transfers. This gives you a 15-month window to pay off your trip costs without interest charges. If you spend $1200, you are looking at $80.00 per month to clear it.

  3. 03

    Map your meals

    Don't just walk into the first place you see. Pick three spots you absolutely want to try and book reservations early. Leave the rest of your meals to wandering and local recommendations.

  4. 04

    Sort your transport

    Montreal is a very walkable city, but the metro is clean and easy to use. Grab an OPUS card at the station for a few days of unlimited travel. It saves you from worrying about cabs or parking.

  5. 05

    Check the exchange rate

    You are paying in Canadian dollars, so check your card's fee policy for foreign transactions. Always choose to pay in the local currency if a card machine asks you to pick between USD and CAD. It usually gives you a better rate than the machine's conversion.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Do I need a passport for Canada?

Yes, you need a valid passport to cross the border into Canada. Make sure it is not expiring within six months of your trip to avoid any issues at customs.

Is the whole city French-speaking?

Most people in Montreal speak both English and French. You can get by just fine with English in the tourist areas and restaurants.

What happens if I miss a payment?

Missing a payment can end your 0% intro APR early and trigger late fees. It is best to set up an automatic payment for at least the minimum amount due each month.

Are there extra fees for using a US card there?

Some cards charge a foreign transaction fee every time you swipe. Check your card terms to see if yours adds a percentage to every purchase made outside the US.