Autumn in Austria means crisp mountain air, fewer tourists at the palaces in Vienna, and golden vineyards along the Danube. Visiting in the shoulder season stretches your budget further while letting you see the country without the heavy summer crowds.
Spreading out the cost of a trip like this takes a bit of planning. If you are looking at the Discover it® Cash Back card, its 0% intro APR for 15 months on purchases and balance transfers gives you a specific runway to manage payments over time.
Remember that a 0% intro window is a strict deadline, not free money. If you still have a balance left when those 15 months are up, the standard interest rate kicks in on what is left over.