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How to Book a Trip to Iceland

How to · Travel

How to Book a Trip to Iceland

See the waterfalls and soak in the lagoons without wrecking your monthly budget.

Typical cost $3,800 before anything else
Across the 0% window $253.33/mo 15 months, no interest

How we got that: $3,800 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Iceland is a different world when the crowds thin out. Going during the shoulder season means you get better access to the geothermal baths and those massive, misty waterfalls without fighting for space in every photo.

You can manage the $3800 price tag by spreading it out over time. Using the Discover it® Cash Back card, you get a 0% intro APR for 15 months on purchases. This lets you pay $253.33 per month to clear the balance before the intro period ends.

That 15-month intro window is a firm deadline, not free money. If you still have a balance once those 15 months are up, you will start paying interest on whatever is left.

The steps

  1. 01

    Lock in your dates

    Aim for late spring or early autumn to hit that shoulder season sweet spot. Prices for flights and campervans drop significantly once the peak summer rush dies down.

  2. 02

    Secure the campervan

    Booking a van early is key for travel in Iceland. It serves as both your transport and your bed, which cuts down on hotel costs throughout the trip.

  3. 03

    Set up your payment plan

    Put your $3800 in expenses on your Discover it® Cash Back card. You will have a 0% intro APR for 15 months on purchases, meaning you can pay $253.33 each month to cover the cost without paying interest.

  4. 04

    Automate your monthly payments

    Set up an auto-pay through your bank for that $253.33 amount. You want this to happen automatically so you never miss a deadline or lose your interest-free window.

  5. 05

    Budget for food and fuel

    Iceland is expensive on the ground. Pack extra cash for gas and groceries so you do not have to rely on dining out every night.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Is Iceland safe to drive in?

The roads are well-maintained, but the weather changes fast. Always check the official road condition sites before you head out for the day.

Do I need a special license for a campervan?

Most standard campervans can be driven with a regular US driver's license. Check with your rental company to be sure your specific van size does not require anything extra.

What happens if I miss a monthly payment?

Missing a payment can end your 0% intro APR early and trigger penalty fees. Set up autopay to keep things simple and avoid any potential issues.

Are geothermal baths expensive?

Entry fees vary widely from free natural hot springs to high-end lagoons. Research which ones you want to visit and book tickets in advance to save money.