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How to Book a Trip to Reykjavik

How to · Travel

How to Book a Trip to Reykjavik

See the waterfalls and soak in the springs without draining your entire savings account at once.

VoAtlas editorial Updated · 3 min read
Typical cost $2,600 before anything else
Across the 0% window $144.44/mo 18 months, no interest

How we got that: $2,600 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Reykjavik is all about stark landscapes, massive waterfalls, and those geothermal hot springs that feel like heaven when the air is biting cold. Visiting in April or September gives you the best mix of daylight and cooler, moody weather while avoiding the thickest crowds.

You can manage the $2600 cost by breaking it down into smaller, predictable payments. Using the Citi Simplicity® Credit Card, you get 0% for 18 months on purchases and balance transfers from date of account opening to spread the price out.

Remember that this 18-month window is a deadline, not a gift. If you still have a balance after the 18 months are up, the bank will start charging interest on whatever is left, which gets expensive fast.

The steps

  1. 01

    Pick your travel dates

    Aim for April or September to balance price and weather. These shoulder months are usually cheaper for flights than the peak summer season. Check flight calendars now to find the best mid-week departures.

  2. 02

    Set your budget

    Your base goal is $2600. Factor in extra cash for food and gas, as Iceland is expensive once you land. Keep your total spending within a range you can comfortably pay off in 18 months.

  3. 03

    Use the card for the trip

    Charge the flights and main bookings to your Citi Simplicity® Credit Card. With 0% for 18 months on purchases and balance transfers from date of account opening, you have an 18-month intro window on purchases to pay this off without interest charges.

  4. 04

    Automate your payments

    Divide your total by 18 to get a monthly payment of $144.44. Set up an auto-pay through your bank so that amount leaves your account every month on the same day. This keeps you on track without you having to think about it.

  5. 05

    Book your excursions

    Don't wait until you arrive to book tours for the glaciers or the Blue Lagoon. Lock in these prices early so you know exactly what your total trip cost will be before you travel.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is Iceland expensive for food?

Yes, eating out is pricey. You can save a lot of money by hitting a local grocery store for snacks and lunch supplies instead of dining out for every meal.

Do I need to rent a car?

If you want to see the waterfalls outside the city, yes. Renting a car gives you the freedom to follow your own schedule, but book it well in advance.

What happens if I miss a payment?

You might lose your intro rate and get hit with penalty fees. Always make sure your auto-pay is set up and your linked bank account has enough cash to cover it.

Is April or September better?

Both are great. September gives you a better chance to see the northern lights, while April offers longer days for hiking and seeing the sights.