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How to Book a Trip to Singapore

How to · Travel

How to Book a Trip to Singapore

See the world-famous gardens and skyline without breaking your budget by spreading the costs over time.

VoAtlas editorial Updated · 3 min read
Typical cost $3,200 before anything else
Across the 0% window $213.33/mo 15 months, no interest

How we got that: $3,200 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Singapore is all about the mix of lush, futuristic nature and high-energy city streets. You want to skip the monsoon season, so plan your visit between February and April when it is drier and easier to explore the Gardens by the Bay on foot.

To make a $3200 trip easier on your bank account, you can use the Discover it® Cash Back. It gives you 0% intro APR for 15 months on purchases and balance transfers, which lets you pay for the trip in chunks rather than all at once.

The 0% intro APR window is a deadline, not free money. If you have any balance left after the 15 months are up, you will start paying interest on the remaining amount.

The steps

  1. 01

    Pick your travel dates

    Aim for February through April. You get the best weather for walking around the outdoor botanical sites. It is less humid, which makes a huge difference when you are out all day.

  2. 02

    Set up your payment plan

    Use your Discover it® Cash Back to book your flights and hotels. With 0% intro APR for 15 months on purchases and balance transfers, you can divide your $3200 total by 15. This comes out to $213.33 per month.

  3. 03

    Book flights early

    International flights are the biggest expense. Use a flight aggregator to track prices and buy your tickets at least three months out. Set price alerts so you know when a deal actually drops.

  4. 04

    Choose your home base

    Singapore has great public transit, so you don't need to stay in the most expensive district. Look for hotels or rentals near the MRT train lines to save money and get around the city quickly.

  5. 05

    Budget for food

    Skip the fancy hotel breakfast and head to a hawker center. These are local food markets where you can get incredible meals for just a few dollars. It is how most locals eat and your wallet will thank you.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Is Singapore expensive to visit?

It can be. While food at hawker centers is cheap, hotels and alcohol are pricey. Stick to local spots to keep your costs down.

Do I need a visa for Singapore?

Most tourists from the US do not need a visa for short stays. Always check the official government site before you book to confirm the latest rules.

What happens if I miss a monthly payment?

You might lose your promotional rate. Always set up an automatic payment for at least the minimum amount so you stay in good standing.

Is the 15-month window flexible?

No, the 15 months start as soon as you open the account. You have to pay off the balance before that time runs out to avoid interest charges.