Santa Fe in October brings crisp mountain air and bright golden leaves on the cottonwood trees. You can spend your days walking past centuries-old adobe buildings, dropping into world-class art galleries, and eating green chile stews when the afternoon chill hits.
A solid weekend trip usually runs around $1350 for travel, a good room near the Plaza, and meals. Instead of paying that all at once, you can stretch the cost out over time without paying extra in interest.
Keep in mind that an intro window is a deadline, not free money. If you still carry a balance after 15 months, high interest rates kick in on whatever amount is left, so set your monthly auto-pay to $90.00 from day one.