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How to Budget for a Backyard Cornhole Set

How to · Event

How to Budget for a Backyard Cornhole Set

Make your summer games happen without dropping a lump sum by breaking the cost into smaller, manageable pieces.

VoAtlas editorial Updated · 3 min read
Typical cost $250 before anything else
Across the 0% window $13.89/mo 18 months, no interest

How we got that: $250 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

When the weather turns warm, your backyard becomes the go-to spot for neighborhood hangouts. Setting up a tournament with lighted boards creates an easy reason for friends to drop by, but dropping $250 all at once can sting when you are also prepping the patio.

Timing is everything here. By planning your purchase for early spring, you give yourself a head start on the season so you are ready to play the moment the first long evening arrives.

Remember that the 0% intro window is a deadline, not a gift. If you still have a balance on the card once the 18 months are up, you will start paying interest on the remaining amount.

The steps

  1. 01

    Set your budget

    Check the price of the specific set you want and confirm it sits near your $250 target. Factor in extra costs for replacement bags or batteries for the lights so you do not run over your total.

  2. 02

    Use your window

    The Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you spread that $250 over 18 months, meaning you pay about $13.89 per month.

  3. 03

    Automate the math

    Set up a monthly auto-pay for $14 to ensure the balance stays on track. Getting it out of the way early in the month keeps your bank account predictable.

  4. 04

    Shop early spring

    Buy your gear in March or April. Prices are often better before the high demand of mid-summer, and you beat the shipping delays that happen once everyone else decides to host a party.

  5. 05

    Test your gear

    Once the boards arrive, verify the lights work and the wood is sturdy. You want to spot any defects early so you can exchange the set before your first big event.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Should I buy the cheapest set I can find?

Not necessarily. Cheap boards often warp or crack after a few rain showers, meaning you will just spend more to replace them next year.

Is the lighting worth the extra cost?

If you plan on playing past sunset, yes. It keeps the game going without needing to drag extension cords into the yard.

What happens if I miss a monthly payment?

You might lose your promo rate and get hit with late fees. Stick to an auto-pay schedule to keep things simple.

Do I need to buy extra bags?

It is not required, but cornhole bags tend to go missing or get soggy in the grass. Buying a cheap backup set now saves you a headache later.