Imagine the end of the summer when the air cools down and you have the backyard to yourself. That is the moment to host your first movie night, but you need the gear to make it happen.
Retailers often clear out outdoor seasonal goods in late August and September. If you watch the prices now, you can grab that $400 screen setup when the stores want it gone.
The 0% window is a deadline, not free money. If you do not pay off the full $400 before those 15 months are up, the bank will charge you interest on the remaining amount.