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How to Budget for a Kitchen Faucet and Sprayer Replacement

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How to Budget for a Kitchen Faucet and Sprayer Replacement

Swap out that dripping kitchen faucet without draining your checking account all at once.

VoAtlas editorial Updated · 3 min read
Typical cost $220 before anything else
Across the 0% window $12.22/mo 18 months, no interest

How we got that: $220 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

When your kitchen faucet starts leaking at the base, it turns every glass of water into an annoyance and wastes water by the gallon. Swapping it out for a new one takes an afternoon of plumbing work or an hour for a pro, giving you a smooth pull-down sprayer and a dry counter once and for all. Fall and winter are usually the best times to book a plumber since remodeling season slows down.

We are looking at about $220 for a solid replacement setup. Before you hire anyone, get at least two quotes from local plumbers so you know you are not getting overcharged for a simple swap.

That intro window is a deadline, not free money. If you still have a remaining balance on the Citi Simplicity® Credit Card when the 18 months run out, standard interest charges will kick in on what is left.

The steps

  1. 01

    Pick your window

    Wait until your current faucet starts leaking at the base so you are not replacing things that still work fine. Once it fails, line up your hardware and your installer.

  2. 02

    Get two quotes

    Call a couple of local plumbers for estimates on a standard faucet installation. Comparing prices keeps you from overpaying for basic labor.

  3. 03

    Use the Citi Simplicity® Credit Card

    The Citi Simplicity® Credit Card gives you 0% for 18 months on purchases and balance transfers from date of account opening to spread out the cost.

  4. 04

    Set your monthly target

    If you spread the $220 cost across the 18-month window, you get a payment of $12.22 per month. Put this on auto-pay so you do not have to think about it.

  5. 05

    Clear the cabinet

    Empty out everything under the sink before the plumber arrives. It saves them time and saves you on labor charges.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

How long does a kitchen faucet replacement take?

A standard swap usually takes an hour or two if the old connections are not rusted stuck. If corrosion is an issue, expect it to take a bit longer.

Can I install a kitchen faucet myself?

You can if you are comfortable working in tight spaces under a sink and shutting off the water supply lines. Otherwise, paying a plumber is worth avoiding a flood.

What should I look for in a new faucet?

Look for a solid brass or stainless steel body with a reliable ceramic disc valve inside. That is what keeps it from leaking at the base down the road.

Does a 0% intro window mean the faucet is free?

Not at all. It just gives you 18 months to pay off the $220 cost in smaller chunks without adding interest, as long as you make your payments on time.