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How to Budget for a Kitchen Sink and Faucet

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How to Budget for a Kitchen Sink and Faucet

Upgrade your kitchen during holiday sales and spread the cost using the Citi Simplicity® Credit Card.

VoAtlas editorial Updated · 3 min read
Typical cost $450 before anything else
Across the 0% window $25.00/mo 18 months, no interest

How we got that: $450 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Washing oversized pots without splashing water across the counter changes how you use your kitchen every day. Swapping in a deep stainless sink and a pull-down faucet takes a solid afternoon of plumbing work or a quick morning for a hired pro. We usually see the best prices on hardware during major holiday weekend sales in the spring and fall.

Before you commit to a contractor, get at least two different quotes for the install. Prices can swing wildly for the exact same under-sink hookups, and having a second option keeps everyone honest.

Remember that the intro window is a deadline, not free money. If you still carry a balance when those 18 months are up, deferred interest or standard rates will kick in on what is left.

The steps

  1. 01

    Pick your hardware

    Measure your cabinet space and find a deep stainless sink and pull-down faucet that fit your setup. Wait for a major holiday weekend hardware store sale to grab them for about $450.

  2. 02

    Get multiple quotes

    Call at least two local plumbers to get bids on the installation work. Compare their rates and check if they haul away the old setup.

  3. 03

    Time the purchase

    Buy the parts and schedule the install right when the holiday sales drop. This keeps labor and materials aligned without paying rush rates.

  4. 04

    Use the card terms

    You can use the Citi Simplicity® Credit Card to get 0% for 18 months on purchases and balance transfers from date of account opening. Spreading that $450 across the intro window on purchases means paying about $25.00 per month.

  5. 05

    Clear the workspace

    Empty out the cabinet under your sink the night before the install. Plumbers charge by the hour, and you don't want them waiting on you to move old cleaning supplies.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

How long does a sink and faucet swap take?

A straight swap usually takes two to three hours if the plumbing lines up. If you are changing from a top-mount to an undermount sink, expect closer to half a day.

Do I need a plumber for a kitchen sink?

If you are comfortable wrenching under a tight space and soldering or twisting supply lines, you can DIY it. If your shut-off valves look old or corroded, hire a pro so you don't flood the floor.

Are stainless steel sinks noisy?

Cheap ones can sound like a drum when water hits them. Look for models with sound-dampening rubber pads on the bottom to keep things quiet.

What is a pull-down faucet?

It is a single-lever faucet where the nozzle pulls straight down out of the neck on a flexible hose. It makes rinsing dishes and filling tall pots much easier than a standard stationary spout.