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How to Budget for a Kitchen Sink and Faucet Upgrade

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How to Budget for a Kitchen Sink and Faucet Upgrade

Upgrade your kitchen workspace with a modern farmhouse look without draining your savings all at once.

VoAtlas editorial Updated · 3 min read
Typical cost $950 before anything else
Across the 0% window $52.78/mo 18 months, no interest

How we got that: $950 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A deep farmhouse sink changes the flow of your kitchen chores, making washing large pots and pans effortless instead of a struggle. Tackling this project over Labor Day weekend is smart because many hardware stores offer deep discounts on fixtures to clear out summer inventory.

Before you commit to a brand, get at least three quotes from local plumbers if you aren't doing the install yourself. Labor costs vary wildly, so having a few prices helps you avoid overpaying for the swap.

Remember that the 18-month window is a deadline, not free money. If you have a remaining balance after the 18 months are up, the interest rate will jump significantly, so aim to pay it off in full before the time runs out.

The steps

  1. 01

    Measure twice

    Check your cabinet width and current sink cutout size before buying anything. A farmhouse sink is heavy and needs a sturdy base, so ensure your existing cabinetry can handle the weight.

  2. 02

    Shop the holiday sales

    Labor Day is one of the best times of year for kitchen hardware deals. Compare prices between big box stores and specialty kitchen retailers to find your farmhouse style for less.

  3. 03

    Manage the payments

    If you use the Citi Simplicity® Credit Card, you get 0% for 18 months on purchases and balance transfers from date of account opening. Spreading that $950 cost over the 18-month window comes out to $52.78 per month.

  4. 04

    Book your installer

    Once the sink arrives, clear your schedule for a day. Replacing a sink usually takes a few hours, but plumbing issues can pop up, so give yourself extra time.

  5. 05

    Test the seal

    After the install, fill the sink halfway and let it sit for a bit. Check the pipes underneath for any slow drips before you pack your cleaning supplies back into the cabinet.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Do I need a new countertop for a farmhouse sink?

Often, yes. Because farmhouse sinks sit differently than drop-in sinks, you might need to adjust or replace a section of your countertop to make it fit properly.

Can I install this sink myself?

It depends on your plumbing skills and whether your cabinet needs structural changes. If you have to cut into the cabinet or modify the drain lines, it is usually worth hiring a pro.

How long does a kitchen sink swap usually take?

A straightforward swap takes about four to six hours. If the plumbing is old or the sink size is different, expect it to take a full day.

Is a pull-down faucet better than a pull-out?

Pull-down faucets are generally better for deep farmhouse sinks because the high arc gives you more room to maneuver big pots. Pull-out models are better if you have low cabinets or a limited amount of space above your sink.