Imagine having a wine expert in your living room pouring great bottles for your friends on a quiet Tuesday night. To make this happen, we need to plan about six weeks out. Independent sommeliers book up their weekends fast, but mid-week evenings are usually wide open and sometimes even cheaper.
The whole experience—the sommelier's time, the bottles, and the glassware—comes out to about $950. Instead of dropping that cash all at once, you can buy the time you need. Using a card like the Discover it® Cash Back lets us divide the total into small monthly chunks while we get the event on the calendar.
Keep in mind that this 0% intro APR is a strict timeline, not a gift. If you don't pay off the full balance within those 15 months, the standard variable interest rate kicks in on whatever is left, which will quickly ruin the deal we set up.