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How to Budget for a Retirement Pizza Party

How to · Event

How to Budget for a Retirement Pizza Party

Make your office send-off memorable without draining your bank account two weeks before you head out.

Typical cost $300 before anything else
Across the 0% window $16.67/mo 18 months, no interest

How we got that: $300 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A retirement party is a big milestone, but the timing is tight. You have exactly two weeks to pull this together before you walk out the door for good.

Focus on the guest list and the menu first. You want to lock in the pizza order early so you aren't scrambling while you're trying to pack up your desk.

Remember that the 0% intro window is a deadline, not a gift. If you haven't paid off the $300 by the end of the 18 months, the bank will start charging interest on whatever is left.

The steps

  1. 01

    Confirm the guest count

    Send a quick email to the team to see who is actually around that day. Don't waste money ordering pies for people who are out of the office or on vacation.

  2. 02

    Order from a local spot

    Call your local pizza place a few days in advance to set the delivery time. Ask them for a bulk discount since you are ordering a large volume of food.

  3. 03

    Utilize your credit card

    Use the Citi Simplicity® Credit Card to cover the $300 bill. This card offers 0% for 18 months on purchases and balance transfers from date of account opening, giving you breathing room to pay it off.

  4. 04

    Set a payment schedule

    Since you have an 18-month intro window on purchases, you can break the $300 cost into small chunks. You only need to pay $16.67 per month to clear the balance in that time.

  5. 05

    Automate the payments

    Set up an automatic monthly payment in your bank app for $17. This keeps you on track so you don't have to think about it while you are enjoying your retirement.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Should I buy drinks too?

Soda and water are usually expected. Stick to bulk packs from the grocery store to keep costs low and avoid the high prices of delivery beverages.

What if my coworkers want to pitch in?

Let them. It is common for people to want to contribute to a retirement fund or food, so don't be afraid to accept help if it is offered.

Is a $300 budget reasonable?

Yes, for a standard office group of 20 to 30 people, $300 should cover plenty of pizza and basic drinks if you order carefully.

What happens if I miss a payment?

Missing a payment can end your 0% offer early. Always make at least the minimum payment on time to keep the deal valid.