How to · Event
Lock in your travel by October and use a payment plan to keep the cost manageable before the snow hits.
How we got that: $2,500 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.
Ski weekends hit your wallet all at once. By locking in your lift tickets and lodging before October, you avoid the seasonal price hikes that happen once the first resorts open.
We can break that 2500 dollar cost into manageable pieces rather than draining your savings in one afternoon.
Remember that the 0% window is a deadline, not a gift. If you still have a balance once those 18 months are up, the interest rate will kick in and make the remaining debt much more expensive to pay off.
Resort towns fill up fast. Secure a place to stay by early October to avoid last-minute price surges. Look for spots with a kitchen so you can save on food costs.
Lift tickets are almost always cheaper if you buy them weeks in advance online. Check for multi-day passes instead of day-of window tickets to save a significant amount.
The Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you pay off the 2500 dollar trip at 138.89 per month over the 18 months on purchases window without adding interest charges.
Don't trust your memory to pay this every month. Set up an automatic transfer from your checking account to cover the monthly payment so you never miss a deadline.
Rentals, parking, and overpriced lodge lunches add up fast. Keep a small separate fund for these daily costs so you don't end up putting small expenses on your card.
Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.
See Citi Simplicity® Credit Card terms →That depends on your budget. If you use a plan like this to manage cash flow, it makes the trip doable, but never spend money you don't actually have coming in.
Missing a payment can end your 0% offer early and result in late fees. Always make sure your minimum payment is covered well before the due date.
Yes. Aim to pay the 138.89 amount every month so you hit zero by the end of the 18 months. Paying only the minimum will leave you with a large balance at the end.
You can, but try to rent from shops off the mountain. The prices are usually lower, which keeps your total debt load smaller.