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How to Budget for a Smart Washer and Dryer Set

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How to Budget for a Smart Washer and Dryer Set

Here is the real math on upgrading your laundry room during the September holiday sales without wrecking your cash flow.

VoAtlas editorial Updated · 3 min read
Typical cost $2,200 before anything else
Across the 0% window $122.22/mo 18 months, no interest

How we got that: $2,200 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Stepping up to a smart electric washer and dryer set changes how you handle laundry day, sending alerts to your phone and dialing in the right cycle so your clothes actually last. The actual swap takes just a couple of hours once the units arrive, but you want to line everything up for the September holiday sales to catch the deepest markdowns of the season.

Before you pull the trigger, get at least two installation quotes from local handypersons or appliance techs so you aren't cornered by surprise delivery and hookup fees. Shopping around on the labor usually saves you a couple hundred bucks, which leaves more room in your budget for the actual hardware.

Keep in mind that the intro window is a firm deadline rather than free money, and any remaining balance left over when those 18 months are up will trigger standard interest charges on the original amount.

The steps

  1. 01

    Get multiple quotes

    Call at least two local techs to price out delivery, old unit haul-away, and hookup. Plumbers and handypersons often charge wildly different rates for the exact same fifteen-minute vent and water line hookup.

  2. 02

    Wait for September sales

    Hold off until the September holiday promotions hit before you buy. Retailers slash prices on major appliances around Labor Day, making it the best month to grab that set for around $2200.

  3. 03

    Map out the monthly math

    Divide your total purchase price by your timeline so you know what you owe. If you spread $2200 across the window, you are looking at $122.22 per month to clear the balance.

  4. 04

    Use your card window

    You can use the Citi Simplicity® Credit Card, which gives you 0% for 18 months on purchases and balance transfers from date of account opening. That buys you some breathing room to pay for the set over time without getting hit with extra finance charges.

  5. 05

    Confirm dimensions first

    Measure your laundry room doorways, hallway turns, and the actual utility space twice before ordering. Smart sets are often deeper than older models, and nothing hurts more than a delivery crew turning around at your front door.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

How much does a smart washer and dryer set usually cost?

A reliable smart electric washer and dryer set typically runs about $2200 before taxes, delivery, and installation fees. Waiting for holiday sales in September is usually your best bet for catching bundle discounts.

What do I need to measure before buying a new set?

Measure the width, depth, and height of your laundry space, plus an extra inch or two behind the units for hoses and vents. Do not forget to measure your front door and hallway turns so the delivery crew can actually get them inside.

Should I pay for installation or do it myself?

If you are comfortable swapping water supply lines and checking electric outlets, you can DIY and save. Otherwise, pay a pro to handle it so you don't risk leaks or void your warranty.

What happens if I don't pay off the balance in time?

If any part of that $2200 is still sitting on your account when the intro period ends, you will get hit with interest charges. Set up auto-pay so you clear the balance before the clock runs out.