Picture your backyard in July with an umbrella-shaded cart scooping fresh stracciatella and lemon sorbet for your guests. Summer weekend caterers book out months ahead, so if you want a cart on a Saturday in July, you have to move while the weather is still cool in April or May.
A standard setup runs around $550 for a two-hour service window with a couple of flavors and a server. If you plan early, you can lock in the date without handing over that whole lump sum out of pocket right away.
Keep in mind that 0% interest is an intro period, not free money. If you still have a balance after the 18 months wrap up, the card's regular variable APR kicks in on whatever is left over, so stick to the $30.56 monthly target to clear it out on time.