0% Intro APR for 15 months on purchases and b… Citi Strata℠ Card Calculators How we make money
VOATLAS
How to Budget for Kitchen Cabinet Refacing

How to · Home

How to Budget for Kitchen Cabinet Refacing

Upgrade your kitchen by timing your project for the off-season and setting up a clear payment plan.

VoAtlas editorial Updated · 3 min read
Typical cost $4,000 before anything else
Across the 0% window $266.67/mo 15 months, no interest

How we got that: $4,000 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A fresh look for your kitchen changes how the whole house feels every morning. Refacing is much faster than a full remodel, usually taking just a few days, and it leaves your existing layout intact while giving everything a modern finish.

Aim to book your contractors during the winter months. Trade pros are often looking for work during this slow season, making it the perfect time to get multiple quotes and negotiate a better price before the spring rush begins.

Keep in mind that the 0% intro APR is a deadline, not free money. If you have any balance left after the 15-month window, you will start paying interest on the remaining amount at the standard rate.

The steps

  1. 01

    Gather three quotes

    Never go with the first price you see. Invite three local contractors to look at your space and provide written estimates. Compare what is included in their materials and labor to ensure you are comparing apples to apples.

  2. 02

    Set your budget

    The typical cost is around $4000. Once you have a firm price from your chosen contractor, look at your monthly cash flow to decide how much you can contribute toward the total before the work starts.

  3. 03

    Use the Discover it® Cash Back card

    You can use the Discover it® Cash Back card to pay for your materials or labor. It offers 0% intro APR for 15 months on purchases and balance transfers, giving you a 15-month window to pay off the cost without interest charges.

  4. 04

    Automate your payments

    If the project costs $4000, you need to pay $266.67 per month to clear the balance within the 15-month window. Set up an automatic payment to hit this target every single month so you do not fall behind.

  5. 05

    Check the final work

    Inspect the cabinet finish and the door alignment before the contractor leaves. Ensure they have cleaned up any sawdust or debris and that all hardware is secure.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Is refacing cheaper than replacing cabinets?

Yes, refacing is significantly less expensive than a full replacement. You are keeping the existing cabinet boxes and only replacing the doors, drawer fronts, and hardware.

How long does cabinet refacing take?

The physical work on site usually takes three to five days. It is a quick way to change your kitchen's style without the mess of a full demo.

What if I get a higher quote than $4000?

The $4000 figure is just an average. The final price depends on the size of your kitchen and the materials you choose, so always pad your budget for unexpected costs.

Can I do the refacing myself to save money?

You can, but it is a time-consuming job that requires precision. If you are not comfortable with tools or measuring, hiring a pro is usually worth the cost to avoid costly mistakes.