A heavy-duty roof basket turns your car into a gear-hauling machine, but loading up the top changes your fuel economy and creates wind noise on the highway. We look at those running costs before buying, because adding weight up high means you burn more gas on every single road trip. Spring camping prep sales are when prices drop, making it the best time of year to grab one without paying full retail.
When you are ready to buy, separate the haggling from how you pay for it. Dealerships and gear shops rarely discount both the hardware and the financing at the same time, so negotiate the lowest bottom-line price first and figure out the payment method after.
Keep in mind that 0% interest is a deadline, not free money. If you still have a balance left on the Citi Simplicity® Credit Card when the 18 months are up, regular interest charges will kick in on whatever is left over.