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How to Buy a High-End Espresso Machine

How to · Tech

How to Buy a High-End Espresso Machine

Upgrade your coffee routine for the long haul with a smart plan to spread out the cost.

VoAtlas editorial Updated · 3 min read
Typical cost $1,600 before anything else
Across the 0% window $88.89/mo 18 months, no interest

How we got that: $1,600 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A high-end dual-boiler machine is an investment meant to last a decade, so focus on build quality rather than the latest gadgetry. Buying a machine that is easy to service at home means you only pay once instead of replacing cheap parts every few years.

Manufacturers usually run promotions in the spring to clear inventory for new releases. If you can wait until then, you can often grab last year's model at a steep discount without losing any of the performance you actually need.

This is not free money; it is a way to borrow against your future paycheck. If you have a balance left on the card once that 18-month window closes, the bank will start charging you interest on what is still owed.

The steps

  1. 01

    Set your budget

    Expect to pay around $1600 for a machine that will actually pull a cafe-quality shot. Figure out what you can realistically set aside each month before you hit the buy button.

  2. 02

    Use the right card

    The Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you break that $1600 price tag into manageable chunks without paying extra in interest.

  3. 03

    Map out the payments

    Divide your total by the 18 months available. You will need to pay $88.89 per month to clear the balance before the intro window on purchases ends.

  4. 04

    Time the purchase

    Keep an eye on manufacturer websites starting in March. Spring sales are the best time to snag a deal on a model that is being replaced by a newer version.

  5. 05

    Automate your success

    Set up an auto-pay for that $88.89 amount right now. You don't want to rely on your memory to avoid the interest charges that kick in later.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Do I really need a dual-boiler machine?

If you make milk-based drinks like lattes, yes. It lets you brew coffee and steam milk at the same time so you are not waiting for the machine to heat up between steps.

What happens if I miss a monthly payment?

The 0% offer is a grace period, but banks often have rules about losing that rate if you miss a payment. Always pay on time to keep the deal valid.

Is it worth buying a used machine?

It can be, but only if you are handy with tools. Espresso machines have seals and pumps that wear out, so factor in the cost of a tune-up if you go the used route.

What is the biggest hidden cost?

The grinder. A $1600 machine will pull terrible shots if you use a cheap, inconsistent grinder. Budget for a quality burr grinder to match your new machine.