A high-capacity jump starter and air compressor is the kind of thing you hope never to use, but you will be glad to have when your battery dies in the cold. Buying one in October is smart because stores often discount winter prep gear before the first real freeze hits.
You can expect to spend around $200 for a reliable unit. Instead of taking that hit all at once, you can use the Discover it® Cash Back card to smooth out the cost over the next year.
The 0% intro APR window is a deadline, not a gift. If you have not paid off the full $200 by the end of the 15 months, the bank will charge you interest on the remaining balance.