A fitness mirror replaces bulky equipment and keeps workout gear off your floor. Good ones should last five to seven years if the hardware holds up, so buy something sturdy enough that you only buy it once. The screen matters, but the software updates and mounting hardware matter just as much.
Brands refresh these units every fall or winter. When new versions roll out, last year's model usually drops in price while sharing the exact same workout library. Unless the screen size or camera jumps significantly, older hardware gives you identical workouts for several hundred dollars less.
A 0% intro APR is a repayment deadline, not free money. If you have any balance remaining when the 15 months end, the standard variable interest rate kicks in on the rest. Set up automatic monthly payments of $100.00 right away so you never carry debt into month 16.