0% intro APR for 15 months on purchases and b… Capital One Quicksilver Cash Rewards Calculators How we make money
VOATLAS
How to Buy an Electric Standing Desk

How to · Tech

How to Buy an Electric Standing Desk

Get a solid standing desk for about $600 without draining your savings, using timing and a zero-interest window.

Typical cost $600 before anything else
Across the 0% window $33.33/mo 18 months, no interest

How we got that: $600 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

You are buying this desk so your back stops aching and you can finally stop hunching over the kitchen counter. Get a dual-motor frame with a sturdy top, and you should only have to buy this once.

Shop in January when office suppliers slash prices for home-workspace resolutions. Look at last year's desk models right after the new versions drop, because you get the exact same heavy-duty legs and motor for a lot less cash.

That zero-interest window is a hard deadline, not free money. If you still have a balance left when those 18 months run out, the regular interest rate kicks in on what you owe.

The steps

  1. 01

    Target January sales

    Office suppliers roll out home-workspace discounts every January. Wait for these specific sales instead of buying a desk in the dead of summer.

  2. 02

    Check last year's models

    Brands love to update control pads and add minor color options. Grab the previous year's desk model for a steep discount while it clears out.

  3. 03

    Review the Citi Simplicity card

    If you want to spread out the about $600 cost, the Citi Simplicity® Credit Card gives you 0% for 18 months on purchases and balance transfers from date of account opening. That gives you an intro window on purchases to break up the payments without paying interest.

  4. 04

    Do the monthly math

    If $600 is spread across the 18-month window, you are looking at $33.33 per month. Set up an automatic payment for that exact amount so you don't have to think about it.

  5. 05

    Confirm the warranty

    Motors and gears break. Make sure the desk comes with at least a five-year warranty on the mechanical parts before you hand over your money.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is a dual-motor desk really worth the extra cost?

Single-motor desks use a hex rod to drive both legs, and they tend to bind or wobble over time. Dual motors have one motor in each leg, meaning the desk moves up smoothly and lasts way longer.

How much weight should the desk handle?

Aim for a desk that holds at least 200 pounds. Once you put heavy monitors, a computer, coffee, and your arms on the surface, you want plenty of motor power left over.

What happens if I miss a monthly payment?

Missing a payment can trigger a late fee and might cancel your zero-interest deal entirely. Set up autopay for your monthly amount to protect your budget.

Should I buy a standing desk converter instead?

Converters are cheaper, but they shake when you type and limit your workspace. If you have the room, save up for a full desk.