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How to Buy Heavy Duty Truck Floor Mats Without Overpaying

How to · Auto

How to Buy Heavy Duty Truck Floor Mats Without Overpaying

Get your truck ready for winter slush with a solid set of floor mats and a simple payment plan.

VoAtlas editorial Updated · 3 min read
Typical cost $250 before anything else
Across the 0% window $13.89/mo 18 months, no interest

How we got that: $250 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Keeping a truck clean through winter slush is a constant battle, and cheap mats curl up and let salt ruin the carpet anyway. Heavy-duty liners lock in the mess, but paying two hundred fifty bucks upfront for molded plastic can sting right before the holidays.

You want to buy these right before the first snow hits, since demand spikes once the weather turns bad. Let's look at how to get the price right and spread the cost out without getting hit with extra fees.

That intro window is a deadline, not free money, so make sure the balance is gone before time runs out or standard interest kicks in on what is left.

The steps

  1. 01

    Check the price history

    Look up what these mats usually sell for online so you know a sale when you see one. Retailers often mark up truck accessories right before winter storms hit.

  2. 02

    Confirm the exact fit

    Double-check your truck's cab style and year before ordering. A misfitting mat leaves the edges exposed and lets melting snow seep right into your floorboards.

  3. 03

    Use your card window

    Put the purchase on your Citi Simplicity® Credit Card to use the 0% for 18 months on purchases and balance transfers from date of account opening. That gives you plenty of breathing room to pay for them over time.

  4. 04

    Set up a monthly auto-pay

    Divide the total cost by your time window so you stay on track. If you spread $250 across the 18-month window, you are looking at $13.89 per month.

  5. 05

    Inspect them on arrival

    Drop them into the footwells immediately to make sure they snap into the factory retention hooks. You want a snug fit before the first major storm rolls in.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Are custom-fit mats actually better than universal ones?

Yes, because universal mats slide around and let slush slide off the edges. Custom-fit liners cover the exact contours of your specific truck floor.

What happens if I miss a monthly payment?

Missing a payment can trigger a late fee and might cancel your promotional rate early. Set up automatic payments to make sure you never miss a due date.

Can I use this card for installation if I take it to a shop?

Floor mats just drop right into place, so you will not need to pay a shop to install them. You can use the card for the parts themselves.

What should I do with my old mats?

Clean them up and keep them as a spare set, or sell them online to recoup a small part of your new purchase cost.