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How to Buy High-End Mountain Bike Pedals

How to · Auto

How to Buy High-End Mountain Bike Pedals

Upgrade your ride without hitting your bank account all at once by timing your purchase with seasonal clearance.

VoAtlas editorial Updated · 3 min read
Typical cost $200 before anything else
Across the 0% window $11.11/mo 18 months, no interest

How we got that: $200 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

New pedals change how your bike feels on the trail. High-end sets usually run about $200, which is a fair price for better grip and durability. Waiting for end-of-season sales is the best way to get that gear for less.

You can use the Citi Simplicity® Credit Card to spread that $200 cost over time. It offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you turn one big bill into smaller payments.

Remember that the 18-month window is a deadline, not free money. If you have a balance left when that time is up, you will start paying interest on whatever remains.

The steps

  1. 01

    Time your buy

    Wait for the end of the riding season when shops clear out inventory to make room for next year's stock. Check major retailers and local bike shop websites starting in late autumn. Prices often drop by 20% or more during these windows.

  2. 02

    Use your card window

    Charge the pedals to your Citi Simplicity® Credit Card. This gives you 0% for 18 months on purchases and balance transfers from date of account opening. Just remember to set up autopay so you don't miss a payment.

  3. 03

    Split the cost

    Divide the total price by the 18-month window. If you spend $200, you pay about $11.11 per month. Making this small payment consistently keeps your balance moving toward zero.

  4. 04

    Factor in installation

    If you don't have a pedal wrench, buy one now. You don't want to be stuck with expensive pedals you can't put on your bike. A cheap wrench is worth the investment to save a shop trip.

  5. 05

    Test them immediately

    Install the pedals as soon as they arrive. Check for any manufacturing defects while the return window is still open. A quick test ride will confirm they feel right before you get deep into your payment plan.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Are these pedals worth $200?

High-end pedals use better bearings and more durable materials than stock options. If you ride often, the extra grip and long life make them a smart upgrade.

What happens if I miss a payment?

Missing a payment can end your 0% deal early. Always set a calendar reminder or use autopay to make sure your monthly amount is covered.

Should I pay it off faster?

If you can pay more than $11.11 a month, do it. Clearing the debt early is always better than carrying it for the full 18 months.

Do I need special tools to install them?

Most pedals take a standard pedal wrench or an Allen key. Check the product description to see what size you need before you start.