A car is only as comfortable as its seals. When those rubber strips dry out or crack, you end up with wind noise and damp floor mats that eventually lead to rust. Replacing them now is a smart move before the wet weather makes the cabin feel like a swamp.
You can usually snag a full OEM rubber kit online for about $500. Getting ahead of the winter rush helps you avoid the cold-weather headache of trying to set adhesive when the temperature is hovering near freezing.
That 0% intro APR is a deadline, not free money. If you haven't paid off the $500 balance by the end of the 15-month window, the card will start charging interest on whatever is left over.