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How to Budget for a Smart Video Doorbell

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How to Budget for a Smart Video Doorbell

Upgrade your home security with a video system while keeping your monthly cash flow steady.

VoAtlas editorial Updated · 3 min read
Typical cost $250 before anything else
Across the 0% window $13.89/mo 18 months, no interest

How we got that: $250 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Installing a video doorbell means you can see who is at your door from your phone, whether you are on the couch or across the country. The setup usually takes under an hour, turning a standard entry into a connected security hub.

Prime Day is your best bet to grab these systems at a discount. Watch for bundles that include the chime, and always check at least two different retailers to make sure you are getting the true sale price.

Remember that the 18-month window is a deadline, not free money. If you have a balance left when that time is up, the bank will start charging interest on whatever remains.

The steps

  1. 01

    Compare your options

    Look at two or three doorbell brands that work with your current smart home setup. Check reviews specifically for video quality and subscription fees, since some units charge a monthly cost to save your clips.

  2. 02

    Wait for the sale

    Add the items you want to your cart a few days before Prime Day starts. When the sale hits, check if the price actually drops before you pull the trigger.

  3. 03

    Use your card window

    You can use the Citi Simplicity® Credit Card, which offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you pay the $250 total over time in small chunks rather than all at once.

  4. 04

    Set your payment plan

    With the 18-month window, you are looking at paying about $13.89 per month. Set up an automatic payment for this amount so you do not have to think about it each month.

  5. 05

    Install and test

    Once the hardware arrives, follow the app instructions to sync the doorbell and the chime. Test the motion sensor by walking in front of your porch to make sure you get the alert on your phone.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Do I need a professional to install the doorbell?

Most video doorbells are designed for DIY installation. If you have a standard doorbell wire, you just need a screwdriver and about 30 minutes of time.

Are there hidden costs after I buy the hardware?

Yes, many brands charge a monthly fee if you want to store and review video history. Check the fine print on the specific model before you buy it.

What happens if I miss a monthly payment?

Missing a payment can end your 0% deal early. Always set up autopay for at least the minimum amount required to keep your account in good standing.

Is the chime really necessary?

The chime is helpful if you want to hear the doorbell inside your house even when your phone is in another room or on silent. Some systems rely on your phone or smart speakers instead.