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VOATLAS
EPISODE 022

Booking Colombia on Plastic

Planning a trip to Colombia during the dry season doesn't have to break the bank. We look at how to use credit cards wisely for your core travel costs without falling into interest traps.

Chapters

  • — Weather and Timing
  • 0:45 — Trip Costs
  • 1:30 — Using Credit Cards
  • 2:15 — Avoiding Interest Traps
Full transcript
Welcome to Voatlas. Today we are looking at how to book a trip to Colombia. If you are aiming for the dry season, you are looking at great weather across most of the country. Andean cities like Medellín and Bogotá usually sit in the sixties and seventies Fahrenheit, while the Caribbean coast stays warm and humid. You get coffee region hikes, salsa nights in Cali, and old-town wanders in Cartagena without the April-to-November rain interrupting your plans. A typical US traveler budgets roughly five hundred and sixty dollars for the core trip costs once the international flight is set aside. That number is small enough to put on a card and forget about for a while, which is where a long zero percent intro period can come in handy. That means you pay zero interest for a set number of months. But the trick is treating that window as a deadline, not a gift, because anything left over at the end starts collecting interest. A fifteen-month intro window is a strict deadline, not free money. If any of that five hundred and sixty dollars is still on your balance when month fifteen ends, that leftover starts accruing interest at the card's regular APR, which means the annual percentage rate or the yearly cost of borrowing money. Once that happens, the monthly payment that looked easy can climb fast. The plan only works if the trip is paid off inside the window. If you want to check out the written version of this guide along with our sources, head over to voatlas.com.