0% Intro APR for 15 months on purchases and b… Citi Strata℠ Card Calculators How we make money
VOATLAS
EPISODE 073

Booking a Trip to Jamaica on a Card

We look at the best time to visit Jamaica, what a typical week on the ground costs, and how to use a credit card intro offer to spread out the bill without getting burned.

Chapters

  • — Why Jamaica
  • 0:30 — When to Go
  • 1:00 — The Real Cost
  • 1:30 — Credit Cards
Full transcript
Welcome to Voatlas. Let's talk about booking a trip to Jamaica. Jamaica sits in the Caribbean about ninety minutes by plane from Miami, and it does not disappoint on the basics: warm water, jerk smoke curling out of roadside shacks, reggae spilling from every doorway, and waterfalls you can wade into. November through April is the dry window, meaning less rain, lower humidity, and the trade winds keep the heat tolerable. The catch is that everyone knows it, so flights and beachfront rooms run higher than in the shoulder months. For a typical week on the ground, most travelers land somewhere around four hundred fifty dollars once you add up the flight, a mid-range room, food, and a tour or two. The good news is that amount is small enough to split across several months on a credit card intro offer instead of draining your checking account in one hit. Here is how we would lay the trip out. The intro APR, which is the annual percentage rate or yearly cost of borrowing money, comes with a deadline, not a discount. If you still owe anything on the balance after the intro window closes, the card's standard APR kicks in and starts charging interest on the rest. Aim to clear the full four hundred fifty dollars before month fifteen so the trip really did cost what you planned. If you want to read the written version with all the sources, head over to voatlas.com.