Review · Citi
AT&T Points Plus® Card from Citi
A no-annual-fee Citi Mastercard co-branded with AT&T that earns ThankYou Points on purchases and provides monthly bill discounts on AT&T wireless and internet services.
Current terms
The numbers
| Term | Value | Checked |
|---|---|---|
| Annual fee | $0 | Checked · at the bank |
| Purchase APR | 19.49% - 27.49% | Checked · at the bank |
| Cash back | Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations; 2 ThankYou® Points for every $1 spent at grocery stores; 2 ThankYou® Points for ever | Checked · at the bank |
| Foreign transaction fee | None | Checked · at the bank |
| Sign-up bonus | Earn a $200 statement credit after $1,000 in purchases in the first 3 months | Checked · at the bank |
Provenance
Rate history
Every check we have made on this product, oldest last. Nothing is overwritten, so you can see how the terms have moved.
| Checked | Term | Value | Source |
|---|---|---|---|
| August 29, 2026 | Annual fee | $0 | link |
| August 29, 2026 | Purchase APR | 19.49% - 27.49% | link |
| August 29, 2026 | Cash back | Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations; 2 ThankYou® Points for every $1 spent at grocery stores; 2 ThankYou® Points for ever | link |
| August 29, 2026 | Sign-up bonus | Earn a $200 statement credit after $1,000 in purchases in the first 3 months | link |
| August 29, 2026 | Foreign transaction fee | None | link |
| August 29, 2026 | Cash back | 3 ThankYou® Points for every $1 spent at gas and EV charging stations; 2 ThankYou® Points for every $1 spent at grocery stores and on AT&T products and services | link |
| August 29, 2026 | Foreign transaction fee | $0 | link |