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Review · Citi

Citi Strata℠ Card

The Citi Strata℠ Card is a no-annual-fee ThankYou® points rewards card offering a 0% intro APR on purchases and balance transfers for 15 months, tiered bonus categories, and a new-cardmember welcome bonus.

Apply on Citi's site

Current terms

The numbers

TermValueVerified
Annual fee $0 Verified · source
Intro APR 0% Intro APR for 15 months on purchases and balance transfers from date of account opening Verified · source
Purchase APR 18.49% - 28.49% Verified · source
Cash back Earn 5x points on hotels, car rentals, and attractions booked on cititravel.com; 3x on supermarkets, gas & EV charging stations, select transit, and an eligible Verified · source
Foreign transaction fee 3% of the U.S. dollar amount of each purchase Verified · source
Sign-up bonus Earn 20,000 bonus points after spending $1,000 in the first 3 months Verified · source