Skiing in the Swiss Alps is about more than just the snow. It is about massive glaciers, long runs that end in car-free villages, and heavy pots of fondue. Places like Zermatt and St. Moritz are at their peak in mid-winter, offering some of the most reliable skiing on the planet.
A week-long trip usually costs about $4,500. Most people don't have that much cash ready to go in late summer when booking starts. We use a fifteen-month window to break that total into smaller chunks while we wait for the season to begin.
The 15-month window is a strict deadline, not free money. If you have any balance left when the time is up, the standard interest rate will apply to the remaining amount and your trip will get much more expensive.