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How to Book a Trip to Brazil

How to · Travel

How to Book a Trip to Brazil

Head to Brazil this winter for about $780 and split the cost into manageable monthly payments of $52.

VoAtlas editorial Updated · 3 min read
Typical cost $780 before anything else
Across the 0% window $52.00/mo 15 months, no interest

How we got that: $780 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Brazil between December and March is pure energy. You get peak summer weather, warm ocean water, and the incredible build-up to Carnival. It is the best time to escape the cold, eat fresh acai on the beach, and wander around Rio.

A typical trip runs about $780. Instead of dropping that cash all at once, you can buy your ticket now and pay it off over time. Using the Discover it® Cash Back helps us break this down into small monthly steps.

Remember, a 0% interest rate is a ticking clock, not free money. If you do not pay off the full $780 balance within the 15-month window, the remaining balance will start gathering interest at the standard card rate. Set up autopay for $52.00 a month to make sure you finish on time.

The steps

  1. 01

    Time your visit

    Aim for December through March to catch the best beach weather. Keep in mind that prices spike around New Year's and Carnival. Booking mid-week flights during these months can save you a couple hundred dollars.

  2. 02

    Spread out the cost

    You can use the Discover it® Cash Back to pay for the journey. It offers a 0% intro APR for 15 months on purchases and balance transfers. If you divide the $780 cost over that 15-month window, you only need to pay $52.00 per month to clear the balance before interest kicks in.

  3. 03

    Lock in your lodging

    Look for local guesthouses, called pousadas, for an authentic and budget-friendly stay. Booking these a few months in advance is smart, especially for beach towns. They often include a massive breakfast, which saves you food money.

  4. 04

    Pack light for domestic flights

    If you plan to visit both Rio and the Amazon, you will likely take a local flight. Brazilian budget airlines charge heavily for checked bags. Pack a single carry-on to keep those transit costs from creeping up.

  5. 05

    Use cash for the street vendors

    While cards are widely accepted in major Brazilian cities, you will need local cash for beach chairs and street food. Pull some cash from an ATM at the airport when you land. It makes buying cheap beachside coconuts much easier.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Do I need a visa to visit Brazil?

Visa rules can change quickly, so you should always check the official Brazilian government consulate website before booking. Make sure your passport has at least six months of validity left.

When is the cheapest time to fly to Brazil?

The shoulder seasons of companion months like November or April usually offer lower fares. If you must go during the peak December to March window, try to fly on Tuesdays or Wednesdays.

What is the 0% intro APR catch?

The main catch is the deadline. If you have even a dollar left on the card after the 15-month intro period ends, you will owe regular interest on that remaining amount.

How do I avoid foreign transaction fees?

Some credit cards do not charge extra fees when you swipe them outside the US. Check your card terms before you leave so you do not get hit with a 3% fee on every meal.