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How to Book a Trip to Edinburgh

How to · Travel

How to Book a Trip to Edinburgh

See the historic streets of Edinburgh in early spring and manage your travel costs without interest for over a year.

VoAtlas editorial Updated · 3 min read
Typical cost $2,800 before anything else
Across the 0% window $186.67/mo 15 months, no interest

How we got that: $2,800 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Edinburgh is at its best in early spring when the grey stone buildings contrast with the first hints of green in the Princes Street Gardens. You will spend your days walking the Royal Mile and exploring the castle before the summer crowds arrive to clog the narrow closes.

A trip like this usually runs about $2800. You can use the Discover it® Cash Back to manage that cost. It offers 0% intro APR for 15 months on purchases and balance transfers, which gives you a long window to pay off your travel expenses without paying extra interest.

The 15-month window is a deadline, not a gift. If you still have a balance after those 15 months, the bank will start charging you interest on the remaining amount.

The steps

  1. 01

    Pick your travel dates

    Aim for late April or early May to avoid the worst of the rain while still catching the spring blooms. Book your flights at least three months out to keep the price near your $2800 budget. Prices jump quickly once the weather turns nice.

  2. 02

    Secure your base

    Look for a guesthouse in the New Town or near the University. These areas are walkable and cheaper than staying right on the Royal Mile. Book a place with a kitchen to save money on at least one meal a day.

  3. 03

    Use your intro window

    When you book, put the charges on your Discover it® Cash Back. This gives you 15 months to pay off the $2800 total. If you pay $186.67 every month, you will be clear before the interest starts.

  4. 04

    Plan your history tour

    Map out the sites you want to see, like the National Museum or the underground vaults. Many museums are free, so prioritize the ones that charge admission. Buy your entry tickets online beforehand to skip the lines.

  5. 05

    Buffer for daily costs

    Bring a separate debit card or cash for food and local transit. Keeping your daily spending separate from your trip balance helps you stick to your monthly payment plan. Remember that the conversion rate can change while you are there.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

What happens if I miss a payment?

Missing a payment can lead to late fees and might even end your 0% intro APR offer early. Always set up an automatic payment for at least the minimum to stay safe.

Is the interest really 0%?

Yes, for the 15-month intro window on purchases. You are not paying interest on the $2800 as long as you pay it off in time.

Should I book flights and hotels separately?

Often, yes. It gives you more control if something goes wrong with one part of your itinerary. It also makes it easier to track your spending against your $2800 goal.

What if my trip costs more than $2800?

Your monthly payment will need to go up to keep pace. Just divide your new total by 15 and adjust your budget accordingly.