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How to Book a Trip to Iceland

How to · Travel

How to Book a Trip to Iceland

See the waterfalls and black sand beaches of Iceland without the peak season crowds by planning your trip for late spring.

VoAtlas editorial Updated · 3 min read
Typical cost $2,800 before anything else
Across the 0% window $186.67/mo 15 months, no interest

How we got that: $2,800 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Iceland in late spring is worth the hype. The snow is melting, the waterfalls are at full volume, and you beat the summer tourist rush. It is the perfect time to walk the black sand beaches of Reynisfjara before the cruise ships arrive.

Most people save for months to cover the $2800 cost, but you can also break that expense into manageable chunks. If you use a card like the Discover it® Cash Back, you get 0% intro APR for 15 months on purchases and balance transfers. This lets you pay off the trip over time without paying extra interest.

The 15-month intro window is a deadline, not free money. If you have a balance left when those 15 months are up, the card will start charging interest on whatever you still owe.

The steps

  1. 01

    Lock in your dates

    Aim for late May to get the best balance of daylight and manageable weather. Prices for flights and stays often dip just before the summer season kicks into high gear.

  2. 02

    Use your card for the booking

    Charge your travel expenses to your Discover it® Cash Back card to take advantage of the 0% intro APR for 15 months on purchases and balance transfers. This gives you a 15-month window to pay off the $2800 balance.

  3. 03

    Set up an auto-pay plan

    Divide your total trip cost by the 15 months you have. If you spend $2800, budget $186.67 per month to clear the debt before the intro period ends.

  4. 04

    Book your rental car early

    Iceland is best explored by road. Rental cars go fast and prices jump as you get closer to your date, so secure your vehicle as soon as your flights are confirmed.

  5. 05

    Book your guesthouses

    Smaller, affordable guesthouses fill up months in advance. Secure your lodging early to avoid paying premium prices for large hotels at the last minute.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Is Iceland expensive to visit?

Yes, food and gas are pricey. Budget extra for daily meals so you do not have to put snacks on your card too.

Do I need a special car for Iceland?

In late spring, most main roads are clear, but a 4x4 is safer if you plan to visit mountain areas. Check road conditions daily before you drive.

What happens if I miss a monthly payment?

You might lose your intro rate and get hit with late fees. Always set up an automatic payment to ensure you never miss the deadline.

Can I pay off the trip faster than 15 months?

Absolutely. Paying more than $186.67 per month whenever you have extra cash is a smart way to clear the debt early.