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How to Book a Trip to London

How to · Travel

How to Book a Trip to London

See London in January and February when flights drop and the world-class museums are quiet.

Typical cost $3,500 before anything else
Across the 0% window $233.33/mo 15 months, no interest

How we got that: $3,500 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

London in the gray months of January and February is a different kind of trip. The flights are at their cheapest, the line for the British Museum barely exists, and you can spend a rainy afternoon by a fireplace eating a proper Sunday roast. It is the best time to see the city without dodging the summer crowds.

Big trips like this take some planning, and how you spread out the cost matters just as much as booking the right week. We can break the $3500 typical US cost into manageable pieces so you are not scrambling to pay for everything at once.

That intro window is a hard deadline, not free money. If you still have a balance left when those 15 months are up, interest kicks in on the remaining amount.

The steps

  1. 01

    Pick your travel dates

    Look at flights in January or February when airlines drop their prices. Give yourself at least four or five days so you actually get to settle in and enjoy the city.

  2. 02

    Map out your lodging

    Find a place near a Tube station so you do not waste time or money getting around. Look slightly outside the absolute center to keep the nightly rate down.

  3. 03

    Use the 0% intro APR term

    The Discover it® Cash Back card has a 0% intro APR for 15 months on purchases and balance transfers. This gives you time to pay for the trip without adding interest charges right away.

  4. 04

    Set your monthly target

    Break the $3500 total cost into the 15-month window. That means putting aside $233.33 per month so the balance hits zero before the intro period ends.

  5. 05

    Book the big items

    Lock in your flights and lodging first while prices are low. Keep track of your spending so you stay on target with your monthly goal.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

How much does a trip to London usually cost?

A typical trip from the US runs about $3500 for flights, lodging, food, and getting around. You can trim that down if you fly light and stay a bit further out.

What is the cheapest time to fly to London?

January and February are the gray months when airline prices drop significantly. The weather is chilly, but the crowds are gone.

How does a 0% intro APR work?

It means you do not pay interest on your purchases for a set number of months. You still have to make your monthly payments on time.

What happens when the 15 months end?

Any remaining balance on the card starts accumulating interest at the standard rate. You want the balance completely gone before you hit that mark.